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JAKARTA - Profit of Banking of Moslem law of national grow 24,5 percentage of Rp540 milliard of at October 2007 becoming Rp672,7 milliard of at October 2008. Profit growth of because of make-up of defrayal showing its his fast is growth of performance of banking of Moslem law of during 2008.
observer of Banking of Moslem law of Adiwarman A Karim tell, growth seethe with excitement from bank of Moslem law is not quit of gain strength is society belief to banking system base on the Islam law. Its Meaning, its transaction is not limited for the people of Islam, but as universal transaction is which in general have been proven by more beneficial
" And surely, global crisis finance momentum make the bank of Moslem law progressively get the firmness that mechanism which they run relative more impenetrable from crisis storm," sharpness, confirmation moment.
Adhiwarman tell, its beloved is performance of profit of bank of Moslem law also because of more and more its strength is defrayal channeling by them. ½ grow fast, estimate 45 gratuity of Rp26,1 billion of at October last year become the Rp38,1 billion of per October 2008
According to Adiwarman, ecspansif of defrayal of bank of Moslem law followed by more and more width of spread sharing holder Its meaning, there is difference of among advantage [of] sharing holder in course of defrayal and sharing holder [of] deposit which must be given to client
" The mentioned able to be taken care of by Moslem law bank, so that its performance is very good. In this time, average of sharing holder of deposit or financing in bank of Moslem law estimate 7-8 gratuity. For a while sharing holder obtained from defrayal reach about 14-15 gratuity," augment.

Jakarta - Qatar Telecom ( Qtel) progressively setle to do the public tender offer share of PT Indosat Tbk ( ISAT) after government enable the Qtel needn't do the spin of off or unit dissociation of is effort PT Indosat Tbk which is active in fixed lino

Qtel estimate all preparation for the tender of offer unrightiously is regulator market will be finished in the early January 2009

Tender Offer co-ordinated in market of Indonesia and New York will be executed do not be old afterwards at the price of offer to each;every Break even Share of B specified at Rp 7.388

" Happy us can pass off the tender offer with the integrated effort unit perfection of Indosat awaked. This place the Indosat in good position to compete aggresively in the future. Now we me feel assure and balmy to pay for the price of tender offer Rp7.388 of per sheet which have been agreed the," word of Chief of Qtel Group and President of Commissary of Indosat H.E. Sheikh Abdullah Bin Mohammed Bin Saud Al Thani in mass media broadcast, Thursday ( 25/12/2008

Government have agreed to enable the Qtel own till 65% share in Indosat, and also eliminate the previous conditions obliging Indosat dissociate the unit of is effort permanence network to an separate company

Qtel also surely that is last growth representing positive reflection for climate of Indonesia invesment, especially in a state of difficult world market in this time

" This will improve the storey;level of investor belief to system and climate of is effort in Indonesia. we do not doubt of that this matter will assist to overdraw a lot of invesment to Indonesia, what in the end will grow and bring the benefit to be

economic and Indonesian nation," word of Sheikh Abdullah

Qtel buy the share own STT in Indosat as much 40,8% at price US$ 1,8 milliard of at June 2008. Qtel hereinafter do the tender offer for rest of public share equal to 24,2% till the ownership of share Qtel in maximal Indosat become 65%.(ir / ir )

Jakarta - Rupiahs Fluctuation of at this Wednesday finally can be lessened by its strength is rupiah final of commerce. Pressure to this local currency is downhill because market perpetrator stand by the Christmas festival holiday
At commerce valas at 17.00 WIB, Wednesday ( 24/12/2008) strong rupiah 100 poin to level 10.800 per ACE dollar. Rupiah today have time to be weak to level 11.215 per ACE dollar
Rupiah Distortion that happened today because attenuating commerce nya making easy rupiah experience of the pressure with the purchasing of just ACE dollar of a few/little

But there is optimism of possibility market of the happening of deflation in December of because decreasing nya of price of premium and diesel fuel
For a while closed to other Asia currency vary to ACE dollar of like strong India rupee 0,76%, strong yen Japan 0,59%, strong Won Korea 2,01%, weak peso Philippine 0,19%, strong dollar Singapura 0,61%, weak bath Thailand 0,17%, weak dollar Taiwan 0,05
It's The economy, stupid! That'S supertitous formula of victory of Bill Clinton of at 1992 moment of campaign of senior melawan George Bush. Clinton say that to go out from that moment ACE recession, economic correction its reply. Last week, in a seminar in this country, Prof Dr Adrianus Mooy, former Indonesia Bank Governor, telling similar supertitous formula as recipe to be this country able to hold out and go out from crisis. The difference, he tell the, It's The Real Sector, Stupid. Real Sector, non financial sector.
Facing holiday of this new year and noel, do not a lot of reason which can make gived a smile world economic. Party of new year possibly will be accompanied by gloomy face all economic perpetrator. Along with global crisis finansial, credit market have collapsed and asset price have melted. As a result mount the drawn request in all the world without exception. Industrial state go forward to experience of the most hard recession distress since second world war. Its Busy, suffer that contagious and felt also at nations of emerging markets, inclusive of Indonesia. Trade route ( ekspor-impor) and finance band ( capital current) is global crisis spreadth entrance at domestic economics.
Economics Indonesia depressed. market of Finance . and economic Growth in 2009 is almost ascertained tardy. World Bank estimate the Indonesia economics will descend drastic become 4,4%. International Monetary Fund ( IMF) estimate about 4,5%. Asian Development Bank ( ADB) estimate about 5%. And Governmental about 5% with the pessimist scenario reach 4,5%. With the the low growth, year 2009 for Indonesia [is] year of living dangerously, very dangerous year. There will be a lot of guncangan, snare, trouble, which can at any times joggle the our economics resilience.
Guliran which [is] [is] felt concerned about from the deceleration is as a result to real sector. If drawn business world progressively, in turn will touch [at] domain of unemployment and poorness. This is heaviest threat for real sector in Indonesia. In the year 2008 this, number [of] Disconnection Of [Relation/Link] Work the ( PHK) have mounted. [At] just just November, noted by as much 66.000 one who is incured by PHK. Amount which this di-PHK is estimated by increasing at 2009. The increasing of number of unemployment and poorness felt concerned about will bring the impact by xself at social life of society.
Party democratize through General election 2009 in fact can own the positive impact because improving society consumption, specially moment by a campaign. political Party hilarity in look after the mass celebrate the democracy expected can improve to writhe the country economics. But, unavoidable global finance crisis in this time have had an effect on also at political party finance condition. Do not a lot of party which still have the power of the excessive fund in face of General election 2009. As a result, although there will be request motivation, its impact still will limited to economic growth.
Then how tardy economics growth attitude in 2009? Possible answer Package the Mooy can be contemplated, It's The real sector, stupid. This matter because Indonesia economics [of] non simply number. At the opposite of that number, live the hard and limber economics actor. They is all economics perpetrator which have been proven during the time own the high endurance. They are widespread [is] totality angle nusantara in its role as farmer, fisherman, breeder, entrepreneur of economic UMKM perpetrator and of area. They in fact poke of nation rescuer.
Crisis moment knock over our country, where economics depressed byweighing, effort them still grow [at] gyration 3-4%. wide Domestic market, social life nets of hand in glove social, have been able to fasten and become the prop for storey;level of unemployment and poorness. Indonesia Economics own the ability make a move like mechanics a machine. Possible without any policy, that machine have walked with the certain growth storey;level. That'S economic flexing of
Indonesia which estimate able to be felt and make all attentional pemutus policy. That they deal with a remarkable economic strength.
In here the importance of all of us to with to saving economics. Don'T all perpetrator [in] real sector and area economics is progressively beaten bybecause crisis. Its impact will be more endanger the economics and stability. They is especial breath of country economics. They differ from the perpetrator of stocks market and also finance market. invesment Portfolio [in] stocks market supposing " arisan [of] all
elite" eye, because is only done by about 0,3% is just the than productive resident of this country. For the reason, directional stimulus packet at real sector need the governmental to prepare the people of to be able to hold out.
Finally, question of non again at how big economic growth of Indonesia in year 2009. But how, with the that tardy growth, Indonesia remain to commit at people importance. That'S challenge for our leader in year 2009. And in here we require a statesman capable to think the people future. Congratulation Christmas festival and New Year 2009. Greeting.
Junanto Herdiawan, economic blogger observer

this Political Observer tell the, many people of Menebak-Nebak reality what is going on in the year 2009 economic specially and perpolitikan. Various good analysis dipaparkan in the form of seminar and or national discussion
" becoming question [is] whether/what Indonesia will experience of the progress or exactly keterpurukan?" word Bima in Political Future discussion & Indonesia Economics 2009 [in] La Monte Function Hall

Following According to Bima of general election next year, much more dynamic general election. Because First, tighter Emulation among all Political party and candidate, if us still trust the institute survey happened [by] the very interesting trend [of] political party contention. Functional group, PDIP And Democrat . " its[his] Third [is] bergantian to take possession of the position culminate," its node
So also [at] election capres, SBY Melesat quickly ten month;moon after general election. Though this [is] not happened [in] era 2004 even 1999. Today how kompetitor SBY start the lyric only as capres alternative. " Become the emulation usher the capres very tight," Bima.
[is] Second, political system not yet effective enough, there [is] order of Parliament of electoral tresshold ( parpol which not yet fulfilled 2,5 % in national not yet earned to follow the Parliament) its meaning [is] political situation very kompetitif over there
Third, This Contention [is] happened among public sentiment, one very apathetic and negative sentiment to political process. People start saturated with the political process, people tend to the golput wait, and surely seeing trendibilitasnya very big
" Other;Dissimilar side [is] existence of ekspektasi public which is big so. People thirst for to see other [of] next year. Whether/What us can own the leader which trust, whether/what us can own the more young leader. And that two different psychology that happened [at] contention," word Bima
Last [of] contention [of] next year happened in the centre of global crisis, [relation/link] disconnection work, difficulty [in] very serious level grassroot [of] its impact. Election [of] next year very [is] dynamic compared to [by] year 2004
For Bima, how we see the general election [of] next year which have been started at the moment with its top [is] next year. We will be occupied [by] one political reality in this time. That is progress which have been reached ten years after reform. ( Abidah Wafaa / emy)

A LOT OF friend or kenalan enquiring about way of continuing school S2/ S3 and also look for bursary [in] Japan. For that, I try to shar the tipsnya. So that [do] not too long, this article [is] divided [by] two that is look for the university and look for the bursary. This article [is] addressed for the man who will continue the school of pasca master in English. Useful hopefully.
First matter which must be [done/conducted] [by] [is] make the proposal research into in English. This Proposal [is] needed to to know the this topic of research to be [done/conducted] [by] during continuing school. Proposal made [by] as according to academic method [so that/ to be] having value more. Topic selected also which deal with science or with the work / our keahilan [is] easier so that in comprehending problem faced and also more realistic in offering solution.

A lot of example [of] [of] proposal research into [in] Internet, we can wear the structure and its method as reference.
Second step [is] hunt the professor or university. It is important to know that [do] not all university [in] Japan provide the English-speaking program and [do] not all professor [in] Japan can be English-speaking. Even a receiver of nobel physics 2008 Japan origin, Toshihide Maskawa, what also a professor [in] notable university [of] Japan, cannot be English-speaking.
There [is] two way of, first [is] we look for the information [of] [through/ passing] situs web university and way of second [is] by enquiring to friend which [is] or have continued school [in] Japan. To chosen [it], select;choose having majors matching with proposal research into we. Collecting university name, faculty, majors, address of formal enamel or correspondence and name and also professor enamel as much as possible, because us have to ready for sending proposal research into the us as many as possible to various university / professor. Situs which we see [is] situs university entitling " Graduate School" where the campus accept the student to program the S2 or S3. Over there we can see whether/what there [is] majors or kuliah matching with our proposal research.
Third step [is] send the enamel or letter to professor to become the our academic counsellor. [In] Japan, each;every student continuing master program have to have one professor people readying to become the our especial counsellor in [doing/conducting] research. this counsellor Professor role of vital importance to be accepted or our nya [do] not [in] the university. If [in] situs webnya [is] not contained [by] name or its professor enamel, we can send the enamel to university / graduate school to ask the information of name and professor enamel matching with our research.
e-mail Or letter of intention to become the academic counsellor contain the: our x'self acquaintanceship, our darimana obtain;get the information [of] about professor / university terebut, our purposes and objectives to continue the study, [common/ public] picture about research to be [done/conducted] and all important [is] the professor readiness request to become the academic counsellor [is] we. Promoting also our x'self if have had the academic achievement or other appreciation. Submitting also if professor interested, hence we will deliver the proposal research into [is] we make. Afterwards we look forward to hearing that from the professor.
Don'T worry to write the enamel as many as possible to a lot of professor. Also don't hope all professor reciprocate the enamel which we send, because like have been mentioned mentioned, [do] not all instructor [in] Japan can be English-speaking. If there [is] answer, if interested, usually he/she will ask the us to send the proposal research into. In course of eye for eye this enamel labour so that we reply the question with the focus in polite Ianguage as we request something to more old party. Instructor [in] Japan [is] one who very respected and each and everyone say the word and comport to respectably.
If beliau settle for the you to become its student, meaning halfway [is] we have skip over. We can request to the professor to be made a letter to the effect that beliau settle for us as its student or " Letter Of Acceptance" [in] the university, as capital to hunt the bursary. Tips hunt the bursary will be studied [at] article hereinafter
As supplementary information, [in] lecturing Japan started in each first week [of] April [of] except there [is] special programs started [at] first week [of] October month;moon. Test step into the university in the form of tes written and interview [is] usually performed [a] [at] month;moon Februari, or August month;moon for the things entering October month;moon. For that, please select;choose the time which snugly to [do/conduct] the process of school seeking.
A period of/to kuliah S2 [in] Japan [is] two year on condition that have to fulfill some credit [of] [through/ passing] class and obligation write the thesis to duji [of] [at] final test. For the S3 of, passed by in a period of/to 3 year ( 4 year for the faculty of mediciness of) what is most in the form of research, writing paper for the journal of and also dissertation making. Policy for the pass of S3 [in] each university different each other. Besides dissertation, there [is] requiring writing 1 fruit paper, there [is] also which is 2 or 3 paper
There [is] also requiring taking part in in international seminar as its pass condition. In general, to program the S3 [is] not gone through [by] [through/ passing] class [of] but [through/ passing] research self-supportingly or team
( Joining)